Stuff Happens and It’s Always Expensive – Purple Level

Learning Levels Downloads

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This Stuff Happens card set for Purple Level HorseSense students contains discussion scenarios you can use in unmounted lessons on equine financial planning and budgeting. They’ll help your students understand why planning for future expenses is an important part of horse leasing and ownership.

Each card has a situation to discuss with students:
What is the problem here?
How should we fix it?
How could we avoid it?
What is the concept or rule we should remember?

All of the scenarios in these sets are taken directly from the information in our study guides – in this case, the Purple Level HorseSense Study Guide.

20 cards in this set.


This PDF file is formatted for full color desktop printing on standard 8.5 x 11” card stock.

7 printed pages
Download file = 485 KB

Make sure your printer software is not set to “shrink to fit”.

This file contains 5 pages which you will print and cut into 4 cards each, for a total of 20 cards in the set.

The first page of cards is an optional “back side” for the cards. You can just print the card pages and leave the back side of each card blank – but we like the name of the card set on the back to help keep things organized.

Printing instructions are included in the download file.

PRO TIP: You could also create your own custom Stuff Happens card sets with our template – just copy and paste to a new document, then edit.

If you don’t have access to a printer, try opening the PDF file on your desktop or mobile device. You should be able to scroll through the cards to read them aloud to students.

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We have been blessed with many talented photographers over the years: students who voluntarily stood out in a sweltering/ freezing arena – or slogged up and down our hilly pastures – capturing lifelong memories of camps, clinics, and shows. We’re grateful to all of them!

One such student, Delaney Witbrod, is now a professional photographer with a gift for animal portraits – see more of her fine work here.

You’ll also find illustrations throughout our online courses and printed materials (like study guides) graciously donated by Rhonda Hagy, who is a student and lifelong friend. Contact us for information about her work.

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